{"id":47622,"date":"2025-10-02T12:03:34","date_gmt":"2025-10-02T09:03:34","guid":{"rendered":"https:\/\/ayyildizgundem.net\/?p=47622"},"modified":"2025-10-02T12:03:34","modified_gmt":"2025-10-02T09:03:34","slug":"tobb-nefes-kredisi-yeniden-basliyor","status":"publish","type":"post","link":"https:\/\/ayyildizgundem.net\/index.php\/2025\/10\/02\/tobb-nefes-kredisi-yeniden-basliyor\/","title":{"rendered":"TOBB NEFES KRED\u0130S\u0130 YEN\u0130DEN BA\u015eLIYOR"},"content":{"rendered":"<p>KOB\u0130\u2019lere uygun uygun \u015fartlarda finans imk\u00e2n\u0131 sa\u011flayan TOBB Nefes Kredisi\u2019nde yeni d\u00f6nem ba\u015fvurular\u0131 2 Ekim 2025 tarihi itibariyle ba\u015fl\u0131yor.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-47623 size-full\" src=\"https:\/\/ayyildizgundem.net\/wp-content\/uploads\/2025\/10\/TOBB-NEFES_600x308.jpg\" alt=\"\" width=\"600\" height=\"308\" \/><\/p>\n<p>TOBB, KGF ve Bankalar\u0131n i\u015fbirli\u011finde verilecek kredide, 24 ay vadeye kadar y\u00fczde 33, 24 ay \u00fczerinde ise y\u00fczde 32 faiz uygulanacak. Kredi 6 ay anapara \u00f6demesiz, azami 36 ay vadeli olacak. Bir firma en fazla 1,5 milyon TL kredi kullanabilecek. Kredi hacminin b\u00fcy\u00fckl\u00fc\u011f\u00fc ise 25 milyar T\u00fcrk Liras\u0131.\u200b<\/p>\n<p>T\u00fcrkiye Odalar ve Borsalar Birli\u011fi (TOBB), Kredi Garanti Fonu (KGF) ve Bankalar\u0131n el ele vermesiyle, KOB\u0130\u2019lere destek olmak i\u00e7in olu\u015fturulan Nefes Kredisi\u2019nde yeni d\u00f6nem 2 Ekim 2025 tarihi itibariyle ba\u015fl\u0131yor. KOB\u0130\u2019lere uygun ko\u015fullarda finansman deste\u011fi sa\u011flamay\u0131 ama\u00e7layan krediye TOBB&#8217;a ba\u011fl\u0131 t\u00fcm Oda-Borsa \u00fcyesi i\u015fletmeler ba\u015fvurabilecek.<\/p>\n<p>\u0130\u015fletmeler, TOBB Nefes Kredisi ba\u015fvurular\u0131n\u0131 Halkbank, Vak\u0131fbank, Ziraat Bankas\u0131, Denizbank, Garanti Bankas\u0131, Akbank ve Ziraat Kat\u0131l\u0131m \u015fubelerine yapabilecek. Bir firma azami 1,5 milyon TL kredi kullanabilecek. Krediler, 6 ay anapara \u00f6demesiz \u015fekilde azami 36 ay vadeli olacak. Kredi, 24 aya kadar y\u00fczde 33, 24 ay \u00fczerinde ise y\u00fczde 32 faizle kulland\u0131r\u0131lacak. Kredi hacminin b\u00fcy\u00fckl\u00fc\u011f\u00fc ise 25 milyar T\u00fcrk Liras\u0131 olacak. Son olarak Temmuz ay\u0131nda verilen TOBB Nefes Kredisi ile 23 bin 515 firmaya 30 milyar TL destek sa\u011flanm\u0131\u015ft\u0131.<\/p>\n<p>F\u0130NANSMANA ER\u0130\u015e\u0130M SORUNU<\/p>\n<p>KOB\u0130\u2019lerin ya\u015fad\u0131\u011f\u0131 en b\u00fcy\u00fck s\u0131k\u0131nt\u0131n\u0131n finansmana eri\u015fim oldu\u011funu belirten TOBB Ba\u015fkan\u0131 Rifat Hisarc\u0131kl\u0131o\u011flu, \u201c\u015eu anda \u00fcyelerimizin sahada kar\u015f\u0131la\u015ft\u0131\u011f\u0131 en \u00f6nemli problem finansmana eri\u015fim. \u00d6zellikle KOB\u0130 kredilerine uygulanan b\u00fcy\u00fcme s\u0131n\u0131r\u0131 krediye eri\u015fimi zorla\u015ft\u0131r\u0131yor. B\u00f6yle bir d\u00f6nemde KOB\u0130\u2019lerimizin nakit ak\u0131\u015f\u0131n\u0131 korumak i\u00e7in ger\u00e7ekten \u2018nefes\u2019 olacak bir kaynak olu\u015fturduk. Amac\u0131m\u0131z zor g\u00fcnlerde KOB\u0130\u2019lerimizin yan\u0131nda durup \u00e7arklar\u0131n d\u00f6nmesini sa\u011flamak. Bu kapsamda, TOBB, Kredi Garanti Fonu ve Bankalar g\u00fc\u00e7 birli\u011fi yapt\u0131k. Yeni TOBB Nefes Kredisi\u2019ni 2 Ekim tarihi itibariyle ba\u015flat\u0131yoruz. TOBB\u2019a ba\u011fl\u0131 Oda-Borsa \u00fcyesi t\u00fcm \u015firketlerimiz ba\u015fvurabilir. Kredi Garanti Fonu Y\u00f6netim Kurulu Ba\u015fkan\u0131 Erdo\u011fan \u00d6zegen\u2019e ve kat\u0131lan t\u00fcm bankalar\u0131n y\u00f6neticilerine verdikleri destek ve katk\u0131lardan dolay\u0131 te\u015fekk\u00fcr ediyorum\u201d dedi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>KOB\u0130\u2019lere uygun uygun \u015fartlarda finans imk\u00e2n\u0131 sa\u011flayan TOBB Nefes Kredisi\u2019nde yeni d\u00f6nem ba\u015fvurular\u0131 2 Ekim 2025 tarihi itibariyle ba\u015fl\u0131yor. TOBB, KGF ve Bankalar\u0131n i\u015fbirli\u011finde verilecek kredide, 24 ay vadeye kadar y\u00fczde 33, 24 ay \u00fczerinde ise y\u00fczde 32 faiz uygulanacak. Kredi 6 ay anapara \u00f6demesiz, azami 36 ay vadeli olacak. Bir firma en fazla 1,5 &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1191,85,102,3154],"class_list":["post-47622","post","type-post","status-publish","format-standard","","category-genel","tag-ayyildiz-gundem","tag-fethiye","tag-ftso","tag-nefes"],"_links":{"self":[{"href":"https:\/\/ayyildizgundem.net\/index.php\/wp-json\/wp\/v2\/posts\/47622","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ayyildizgundem.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ayyildizgundem.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ayyildizgundem.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ayyildizgundem.net\/index.php\/wp-json\/wp\/v2\/comments?post=47622"}],"version-history":[{"count":1,"href":"https:\/\/ayyildizgundem.net\/index.php\/wp-json\/wp\/v2\/posts\/47622\/revisions"}],"predecessor-version":[{"id":47624,"href":"https:\/\/ayyildizgundem.net\/index.php\/wp-json\/wp\/v2\/posts\/47622\/revisions\/47624"}],"wp:attachment":[{"href":"https:\/\/ayyildizgundem.net\/index.php\/wp-json\/wp\/v2\/media?parent=47622"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ayyildizgundem.net\/index.php\/wp-json\/wp\/v2\/categories?post=47622"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ayyildizgundem.net\/index.php\/wp-json\/wp\/v2\/tags?post=47622"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}